       
SBA LENDING
PARTNERS:
More about SBA loan
Mary Moran
Greater Bay SBA Lending
1255 Treat Blvd., Suite 230
Walnut Creek, CA 94597
925-979-7262
mmoran@gbbk.com
Bruce Whitaker
TMC Development
611 Front Street
San Francisco, CA 94111
bruce@tmcd.com
|
|
|

Junction Office Center not only offers business owners a way to take advantage of a variety of tax benefits, but it also multiplies these benefits through SBA financing—which requires a down payment of only 10%. This increases the return on the actual dollars you must invest in the property.
Nine out of ten businesses qualify
More than nine out of ten small businesses qualify for financing through the U.S. Small Business Administration. Why is this the best way to go?
The SBA offers several programs designed to provide below-market financing with a down payment as low as 10%, to help successful small to medium-sized businesses conserve their working capital for operations and expansion.
|
 |
"Saxco is a family business. I decided to buy our space from Borelli because it made sinse for my business.Today, Saxco has a permanent home, and I can leave a nice legacy to my sons and family when I retire."
 |
|
—Emil Saxberg and sons, John and Eric
Saxco Torque Converters, Inc., San Jose, CA |
|
So, on a business condominium costing $300,000, for example, instead of needing to invest $75,000 (25%) to $105,000 (35%) under a conventional loan, your business would only need to invest $30,000 (10%), plus closing costs. That’s a lot of capital that you can put to work elsewhere! An SBA 504 loan structure can be prepared for you by TMC Development.
And here’s the best part: with such low down payments, it’s not uncommon to discover that the potential first-year tax benefits equal or even exceed the required down payment. That’s why some business owners may find they are, in a sense, being paid to own instead of lease. These companies are dollars ahead from the very beginning—making the dream of business property ownership easily attainable.
Run your own numbers using our on-line lease vs. buy calculator
Lease-to-own
Borelli Investment Company also offers the option of arranging a lease-to-own plan. Junction Office Center ’s lease-to-own alternative provides:
- Unprecedented flexibility—You can make your purchase decision next month, next year, or even further down the road, as your situation dictates.
- A unique down-payment accumulation feature—A portion of your lease payments can be applied to the purchase price once you’re ready to buy.
- Additional tax advantages—Call Borelli Investment Company to discover the best way to maximize your tax benefits.
Learn more
To learn more about SBA financing and how to pre-qualify for a tailored financing package that meets all the guidelines for a lender’s SBA package, please visit our lending partners listed on this page. |
|